SMSF Gold, Silver
and Pink Diamonds
Holding physical precious metals and gemstones in your SMSF can diversify your retirement savings. We offer affordable SMSF accounting that handles custody, valuations and year-end reporting.
Precious Metals & Gemstones Returns
These assets are uncorrelated with traditional growth assets — providing diversification and a hedge against broader market downturns.
Our SMSF Gold & Diamond Services
Everything from trust-deed checks and investment-strategy updates to secure custody, annual valuations and auditor-ready reporting.
Compliance First
We check your trust deed and update your investment strategy to explicitly allow precious-metal and gemstone holdings.
Accurate Valuation
Each year we arrange or verify defensible market valuations at 30 June so your auditor and the ATO have clear records.
Clear Recordkeeping
We reconcile buy/sell invoices, chain-of-custody documentation and transaction reports, then prepare audit packs.
Practical Custody Advice
We guide you on licensed vaults, insured storage and how to prove SMSF ownership — especially important for pink diamonds.
Cost-Effective Service
Because we specialise in SMSFs holding physical assets, we streamline processes and pass the efficiency savings to you.
Cloud Platform
Cloud based platform for administration, storage and investments — making it easy to track your fund from anywhere.
Track your SMSF bullion at live spot value
Your My SMSF client dashboard includes a Bullion page that records every bar and coin your fund holds and values it online against the current spot price — so you always know what your precious metals are worth, not just at 30 June.
- Live spot prices in AUDGold, silver, platinum and palladium, per ounce and per gram, refreshed throughout the day.
- Every holding in one registerMetal, product, dealer, storage location, weight (oz, g or kg), quantity and cost base.
- Automatic online valuationFine ounces × spot price gives a current market value and unrealised gain or loss for each holding and the whole fund.
- Price overrides for collectablesNumismatic coins or items that trade above spot can carry their own price, flagged so your accountant and auditor can see it.
- Ready for year-endYour accountant works from the same register when preparing the 30 June market valuation and audit pack.
Available on the client dashboard for Silver and Gold care package clients holding bullion.
| Holding | Qty | Fine oz | Value |
|---|---|---|---|
| Gold 1kg cast bar | 1 | 32.15 | $193,219 |
| Silver 1kg bar | 10 | 321.51 | $28,069 |
Example holdings for illustration, valued at spot as of 11 Oct 2026, 8:49am AEDT. Spot prices are indicative only.
Why Are SMSF Investors Adding Gold, Silver & Pink Diamonds?
Gold Investment
Gold has preserved wealth for centuries. Investors use it to hedge inflation and reduce portfolio volatility. SMSFs can hold gold via physical bullion, ETFs or mining stocks; however, trustees must follow ATO rules on custody, valuation and recordkeeping.
Silver Investment
Silver supports both industry and investment demand. Investors use it to diversify portfolios and hedge inflation, while SMSFs can hold silver via physical bullion, ETFs or mining shares. However, trustees must follow ATO rules on custody, valuation and recordkeeping.
Pink Diamond Investment
Pink diamonds are ultra-rare collector gems and, since the Argyle mine closed, supply has tightened and prices have risen. Trustees should only add them to an SMSF after due diligence, lab certification and audited custody — and only if they accept higher costs and limited liquidity.
SMSF Gold, Silver & Pink Diamonds Storage
There are many Gold, Metals and Pink Diamond SMSF investment storage solutions for SMSF investors via a Bullion Dealer in Sydney, Melbourne and Brisbane.
How to Stay Compliant with Super Laws
Gold & Silver Investment Rules
Gold (99.5%+), Silver (99.9%+) and platinum (99.95%+) must meet strict investment-grade purity requirements.
Must be stored in an approved and secure location, such as a bullion dealer's vault or a secure bank safe.
Assets must be valued every 1-2 years for compliance and audit purposes.
Diamond Investment Rules
Diamonds must have an independent valuation and certification to prove authenticity.
Similar to precious metals, diamonds must be stored securely and separately from other assets.
Update your investment strategy and have a clear exit strategy where you hold collectables.
Why My SMSF for Gold and Pink Diamonds Accounting?
Cheapest SMSF Gold, Pink Diamonds Administration fees — $1,190 p.a (Tax & Audit)*
SMSF Setup is just $990
Cloud based platform for administration, storage and investments
*Condition: bullion must be held in a vault, with an annual independent verification and valuation
SMSF Setup
Annual Fee (Tax & Audit)*
Experience with Precious Metals
*Annual fee applies where bullion is held in a vault, with an annual independent verification and valuation.
Ready to Invest in Precious Metals?
Let our experts guide you through the process of adding gold, silver and pink diamonds to your SMSF portfolio.
Disclaimer: All information on this page is intended for general educational purposes only. My SMSF Property does not provide personal financial, legal or investment advice. Performance figures are historical averages and not indicative of future results. R S Capital Partners Pty Ltd A.B.N: 67 145 282 908 trades as My SMSF / My SMSF Property.