Fixed-fee SMSF packages

Bronze, Silver and Gold packages

Pricing that matches the way your SMSF invests. Every package includes the annual tax return, financial statements and independent audit — the difference is the investment types supported and the level of service.

Establishment

Setting up your fund

Setup fees are the same across all three packages. Only the annual administration fee and included services differ.

Corporate trustee SMSF

$990 one-time fee

Individual trustee SMSF

$220 setup fee

Transfer existing SMSF

$220 once only
!
Early exit fee. A fee of $550 applies if the first year of administration is not completed with My SMSF.

Included in establishment

  • SMSF trust deed (provided you maintain the fund for 12 months)
  • ABN and TFN registration with the ATO
  • Electronic service address (ESA) setup
  • Rollover assistance and instructions
  • Bank account application guidance
  • ATO registration and activation
Choose your package

Select the package that fits your SMSF

All packages include the annual tax return, financial statements and independent audit. The difference is in the investment types supported and the level of service.

Entry package

Bronze package

$1,190 per year inc GST

The well-priced entry package suited to most SMSF trustees with straightforward investments.

  • Annual tax return, financials & audit
  • My SMSF Client Dashboard
  • Chat and email support
  • Cash and listed investments (ETFs, shares)
  • Crypto: up to 100 trades, exchange wallet only
  • Gold/metals: with independent vault provider
  • Portfolio Scan available — $330
  • Rental Manager — $337 per property / year
  • Property reports — AVM valuation $55, suburb report $29
  • Market reports — $49 each
  • My SMSF Assistant (Grace)
  • Phone support
  • ATO & ASIC mailhouse services
  • Free deed updates

24-month minimum term

Choose Bronze
Full service

Gold package

$2,550 per year inc GST

The greatest investment choice, proactive support and priority tax work — for complex, multi-asset SMSFs.

  • Annual tax return, financials & audit
  • Phone*, WhatsApp, email and chat support
  • My SMSF Assistant — Grace, our AI assistant, in your dashboard
  • Gold Care AI connector — use Grace in Claude, ChatGPT, Grok or any MCP-compatible AI (how it works)
  • Free SMSF deed updates
  • Investment strategy & crypto guidance
  • Priority tax work and processing
  • Proactive compliance support
  • Greatest investment choice — all asset classes
  • Property reports & AVM valuations free — incl. suburb reports
  • Market reports free — 3–4 research reports a year
  • Rental Manager free — tenancy forms for your state, annual property review, Airtasker repairs
  • Portfolio Scan available — $330
  • Bank account application included

12-month minimum term

Choose Gold
Side by side

What each package includes

Every package covers the annual tax return, financial statements and independent audit. These tables show where they differ.

Services and support

ServiceBronzeSilverGold
Corporate trustee setup$990 once only$990 once only$990 once only
SMSF trust deedIncludedIncludedIncluded
Transfer of an existing SMSF$220$220$220
ABN / TFN application✓✓✓
Bank account setup–✓✓
Super rolloversEmail instructionsMyGov guidanceGuided support
My SMSF Client Dashboard✓✓✓
My SMSF Assistant (Grace)
AI assistant in your dashboard — lodgement status, accountant queries, ATO & ASIC payments, your fund documents
–✓✓
Gold Care AI connector
use Grace inside Claude, ChatGPT, Grok or any MCP-compatible AI — read-only, your fund only
––✓
Portfolio Scan
a review of your fund’s investments, available at any care level
$330$330$330
Property report & AVM valuation
includes suburb reports
AVM $55
suburb report $29
IncludedFree
Market reports
3–4 research reports a year on markets and investment themes for SMSFs
$49 each$49 eachFree
Rental Manager
rental statements, tenancy forms & checklist for your state, annual property review, Airtasker repairs
$337 per property / yr$337 per property / yrFree
Support channelsChat & emailWhatsApp, email, chatPhone*, WhatsApp, email, chat
Property listings–✓✓
Investment strategy update–✓✓
Retirement / debt calculators––✓
Dividend reporting––✓
Online access & toolsOnline storage✓✓
SMSF mailhouse–✓✓
BAS services–$150 annual fee✓
Other fees (optional)$110$110$110
Support response time1–2 days (email)1–2 days (email)1–2 days (email)
Newsletter✓✓✓
Minimum term24 months12 months12 months
Annual administration fee
includes accounting & auditing
$1,190$1,550$2,550

Investments supported

Investment typeBronzeSilverGold
CryptocurrencyMax. 100 trades, exchange wallet only✓✓
Cash✓✓✓
Staking–✓✓
ASX listed securities✓✓✓
Exchange traded funds (ETFs)✓✓✓
ASX listed options–✓✓
Mining rigs––✓
Australian contracts for difference (CFDs)–✓✓
Managed funds✓✓✓
Foreign exchange (FX)–✓✓
Investment property (residential)✓✓✓
Commercial property–✓✓
Investments in private companies or trusts––✓
Investments in overseas property––✓
Investments in collectables–✓✓
Gold, platinum & other metalsOnly with an independent vault provider✓✓
Bots––✓

* Phone contact is outbound — we call Gold care clients when there is an important matter to address with them. Day-to-day support for all packages runs through the channels listed above.

Bronze is shown at the current $1,190 annual fee. Earlier versions of this page showed $1,100 — see the current fee schedule for all fees and conditions.

Investment types

Which package fits your investments?

Different investment types require different levels of accounting expertise. Choose the package that matches your asset mix.

Cryptocurrency

Bronze: up to 100 trades, exchange wallet only.
Silver: greater flexibility and support.
Gold: full guidance including DeFi, staking and multi-exchange.

Property & private assets

Bronze: limited availability.
Silver: expanded options and support.
Gold: greatest investment choice and LRBA support.

Gold, metals & alternatives

Bronze: permitted with an independent vault provider only.
Silver: case by case basis.
Gold: case by case with proactive guidance.

Cash & listed investments

Bronze: well suited to simpler funds.
Silver: broader investment options supported.
Gold: broadest choice across all listed assets.

Pink diamonds

Bronze: limited support.
Silver: case by case support available.
Gold: specialist accounting and valuation support since 2017.

Which package to choose?

Start with Bronze for a simple fund. Upgrade to Silver for broader access and WhatsApp support. Choose Gold for a complex, multi-asset fund with priority service.

For SMSF property owners

Rental Manager: manage your fund’s property yourself

Skip the 4–8% agent fee. Everything you need to lease and look after an SMSF property, in your My SMSF dashboard. Included free with Gold. $337 per property, per financial year for Bronze and Silver.

Monthly rental statement

Rent and expenses month by month, with a PDF rental statement ready for tax time.

Tenancy & Compliance for your state

The official lease, condition report and bond forms for your state, plus a checklist of safety checks and what to give your tenant.

Annual property review by phone

You or your tenant walk the property with a phone camera and tick each fitting. A PDF report is filed for you.

Repairs through Airtasker

Post a repair straight from your review and see quotes from local tradies. You choose, hire and pay on Airtasker.

SMSF rules built in

Lease in the trustee’s name, market rent, no related-party tenant, rent into the fund’s bank account.

Documents for your auditor

Signed lease, bond receipt and safety certificates filed in your Property documents, ready for the annual audit.

You remain the landlord as trustee. My SMSF doesn’t manage the tenancy or hire tradespeople for you. Tenancy information is general and links to each state’s official forms.

Common questions

Frequently asked questions

Which package is best for a simple SMSF?

Bronze is the entry package, suited to most trustees with straightforward investments like cash, shares and ETFs. At $1,190 per year it includes the annual tax return, financial statements and independent audit, with chat and email support, plus the My SMSF Client Dashboard.

Can I manage my SMSF property without a real estate agent?

Yes. The Rental Manager in your dashboard gives you the official lease, condition report and bond forms for your state, a compliance checklist, monthly rental statements, an annual property review you can do by phone and repairs through Airtasker. It’s free with Gold and $337 per property per financial year with Bronze or Silver. You stay the landlord as trustee.

What is the current Bronze annual fee?

The current fee is $1,190 per annum. Older versions of the website showed $1,100 — the fee schedule on this site reflects the current price.

What extra support does Silver provide?

Silver ($1,550/yr) adds WhatsApp support, ATO and ASIC mailhouse services, transaction report assistance, discount documents and services and access to a broader range of investments than Bronze.

Why would I choose Gold?

Gold ($2,550/yr) is the package with the greatest investment choice. It includes free SMSF deed updates, investment strategy and crypto guidance, priority tax processing, phone and WhatsApp support and proactive compliance assistance — suited to more complex funds.

Can I upgrade between packages?

Yes. You can upgrade from Bronze to Silver or Gold at any time. Contact our team to discuss the transition and any applicable fees.

Does the setup fee change between packages?

No. The corporate trustee setup fee ($990) and transfer fee ($220) are the same across all three packages. The only difference is the annual administration fee and the services included.

What is the minimum term?

Bronze has a 24-month minimum term. Silver and Gold have a 12-month minimum term. An early exit fee of $550 applies if the first year of administration is not completed.

Compare your package and get started

Choose Bronze, Silver or Gold, review the fee schedule and move straight into the online application.

1300 545 516

General information only — it does not consider your personal circumstances and is not financial advice. Fees current as at 26 September 2026; see the fee schedule for full conditions.

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