Set Up a Fixed Fee SMSF with My SMSF
Greater Investment Choice with Your Own SMSF
When you set up an SMSF with My SMSF, you gain direct control and greater investment choice than a retail or industry fund. With a fixed fee SMSF setup and corporate trustee, you can invest in:
ETFs and listed shares
Managed funds
Bitcoin, Ethereum and other cryptocurrencies via an SMSF crypto strategy
Residential or commercial property using an LRBA loan
Physical gold and silver stored in vault services
Pink diamonds and other approved assets
Choose your own broker, trading platform, exchange or vault provider, or use one of our preferred SMSF partner services that understand SMSF compliance
Tax Savings With Concessional SMSF Tax Rates
If your personal taxable income (including investment income) is over $180,000, you can pay up to 45% personal tax. By comparison, an SMSF is concessionally taxed at 15% on most income:
Only two-thirds of capital gains are assessable if the asset is held for more than 12 months (effective 10% CGT in accumulation phase).
In pension phase, your SMSF can pay 0% tax on investment income and capital gains, if conditions are met.
All SMSF administration and accounting fees are generally tax deductible, unlike many retail or industry super funds.
Setting up a compliant SMSF gives you the opportunity to save tax for your retirement, while still keeping everything within ATO and super law requirements
Pay Less in Fees – No Percentage of Balance, No Transaction Fees
Our cheap online SMSF administration model is simple and transparent:
Flat fee of $1,190 (inc GST) per year – one of the cheapest fixed fee SMSF administration options in the market.
The fee is not based on your SMSF balance – whether your fund has $200,000 or $2 million, the administration fee is the same.
The fee includes SMSF tax return, financial statements, and annual audit support, plus ongoing help with questions during the year.
No % of balance fees and no per-transaction billing for typical SMSF activity.*
If you are currently paying higher administration fees, you can transfer your SMSF to cheaper fixed fees with My SMSF and keep your investments working for you, not your administrator
**Fair use policy applies – up to 400 trasactions p.a. for Bronze Care funds.
Own Your Assets and Control Your Fund Go to My SMSF setup Steps NEXT
The Benefits of Setting Up an SMSF With My SMSF
15% – Concessional Tax on Income
All income received by your SMSF (such as rent, interest and dividends) is generally taxed at a maximum 15%, with franking credits available for eligible listed shares.
10% – Reduced Capital Gains Tax
If your SMSF sells an investment property or other asset after holding it for at least 12 months in accumulation phase, the effective capital gains tax can be reduced to 10%.
NO CGT in Pension Phase
If the fund is in pension phase and meets the required conditions, your SMSF can pay no capital gains tax (CGT) when selling assets, including property.
Control & Choice
You own and control the assets in your SMSF, enjoy greater investment flexibility than most retail or industry funds, and benefit from the tax deductions and concessions available to SMSFs.
Contributions
You can contribute pre-tax (concessional) money (taxed at 15% in the fund) or post-tax (non-concessional) money (0% tax in the fund), and you may be able to make larger contributions from the sale of property or shares, subject to contribution caps.
Smsf Crypto
SMSF crypto investors can benefit from the same concessions:
Crypto investments are taxed at 15% in accumulation, with capital gains concessions after 12 months.
In pension phase, an SMSF can pay no CGT when selling crypto assets, provided everything is structured and documented correctly.
