Free Calculator
SMSF Property Borrowing Calculator
Find out if your SMSF can borrow to buy property — see your borrowing capacity, deposit required, tax savings and 10-year equity projection.
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Super Balance
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Property
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Income
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Your Details
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Your Report
Your SMSF Super Balance
Tell us about your current super balance to calculate borrowing capacity.
Combined balance across all super accounts
$
How many people will be in the SMSF?
Employer + personal (per year, all members)
$
Property Details
Tell us about the property you're looking to buy.
Purchase price you have in mind
$
Used for stamp duty estimate
Income & Tax Details
Used to calculate your tax savings versus holding the property personally.
Total gross income across all SMSF members
$
Body corp, rates, insurance, maintenance
$
Most SMSF lenders: 70–80%
Get Your Free Report
Enter your details to generate your personalised SMSF Property Report. We'll also email you a copy.
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Disclaimer: This calculator provides estimates for educational purposes only and is not financial advice. All calculations are indicative based on the inputs provided. Actual borrowing capacity, tax obligations and investment returns will vary. Loan approval is subject to lender assessment. Please consult a licensed financial adviser and accountant before making any decisions. My SMSF does not provide financial advice. R S Capital Partners Pty Ltd A.B.N: 67 145 282 908 trades as My SMSF Property.